Property Managers: Get protected now! A free, pre-loss evaluation can save you time and money in the event of a storm, fire, flood or other peril. Call us today and sleep better tonight! Don't settle for less!
More Money for your claims - even if they have already been settled Available 24 hours / 7 days a week National Associaion of Professional Women - Member
What does property insurance cover for a condominium association or HOA? An HOA or condominium association property policy covers building, land, common outdoor area, records, etc. Location, building age, type of roof and other factors impact pricing. more...
What protection does a condo association or HOA's Fidelity Bond offer? Also called the Crime Bond, the purpose is to refund stolen money. more...
What is the purpose of Equipment Breakdown insurance? This is most common for condominium associations that have elevators. It does not cover normal wear and tear. It is to protect against damage from lightning strikes and other covered perils. more...
How is the price of Liability Coverage determined? The premiums for liability policies come from statistics. more...
What does a Commercial General Liability provide to an HOA, a cooperative or a condo association? Also called the CGL policy, this covers various injuries, slip and falls, etc. Limits are often $1 million per occurrence and $2 million aggregate in a given year. more...
What is the importance of a Director's and Officer's Liability policy? This policy shields the Board members from being personally liable for most decisions recorded at a Condo Board meeting. more...
Is the insurance premium for Workers Compensation Liability policy of a condo association normally expensive? Workers Comp Liability is typically inexpensive - less than $1,000. more...
Our HOA already has CGL. Is Umbrella Coverage also a good idea? When a community association's limits of other liability policies have maxed out, the Umbrella kicks in. more...
What do Florida statutes say about Flood Insurance? The condominium statute states that a condo association or HOA may carry flood insurance. more...