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Community Association Insurance in Saint Petersburg, Pinellas County, Florida

HIG INSURANCE GROUP

Condominium & HOA Insurance
Apartment Buildings & Condo Conversions
Community Association & Co-op Specialists

407-830-STAR407-830-7827

GULF COAST UNDERWRITER

Home - condo -renters
Workers comp -liability
Commercial

1-800-875-0154

RAM INSURANCE SERVICES, INC.

Independent full service
Best prices available
Online quotes

727-942-9363

GRADDY INSURANCE GROUP INC.

Commercial : gl - property
Condo: owners - associations
Renters -homeowners - automobile

727-797-8121941-637-1366

ALL SOUTH PROFESSIONAL LIABILITY INC.

Since 1990
Errors and Omissions Specialists
Coverage available - AL,FL,GA,LA,NC,SC,TN,TX

1-800-913-9260

Frequently Asked Questions about Community Association Insurance

What does property insurance cover for a condominium association or HOA?
An HOA or condominium association property policy covers building, land, common outdoor area, records, etc. Location, building age, type of roof and other factors impact pricing. more...

What protection does a condo association or HOA's Fidelity Bond offer?
Also called the Crime Bond, the purpose is to refund stolen money. more...

What is the purpose of Equipment Breakdown insurance?
This is most common for condominium associations that have elevators. It does not cover normal wear and tear. It is to protect against damage from lightning strikes and other covered perils. more...

How is the price of Liability Coverage determined?
The premiums for liability policies come from statistics. more...

What does a Commercial General Liability provide to an HOA, a cooperative or a condo association?
Also called the CGL policy, this covers various injuries, slip and falls, etc. Limits are often $1 million per occurrence and $2 million aggregate in a given year. more...

What is the importance of a Director's and Officer's Liability policy?
This policy shields the Board members from being personally liable for most decisions recorded at a Condo Board meeting. more...

Is the insurance premium for Workers Compensation Liability policy of a condo association normally expensive?
Workers Comp Liability is typically inexpensive - less than $1,000. more...

Our HOA already has CGL. Is Umbrella Coverage also a good idea?
When a community association's limits of other liability policies have maxed out, the Umbrella kicks in. more...

What do Florida statutes say about Flood Insurance?
The condominium statute states that a condo association or HOA may carry flood insurance. more...

Saint Petersburg Community Association Insurance - Points of Interest:

Contractors looking to build long-term business with Saint Petersburg, Boca Ciega, Clearwater and other Pinellas decision makers - including property managers, condo associations and other businesses - have strong options:

For permits related to Community Association Insurance in Saint Petersburg, Saint Petersburg Construction Services and Permitting is your resource.

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Community Association Insurance serving Pinellas County, which includes:
Bay Pines   |   Belleair Beach   |   Clearwater   |   Clearwater Beach   |   Crystal Beach   |   Dunedin   |   Indian Rocks Beach   |   Largo   |   Oldsmar   |   Ozona   |   Palm Harbor   |   Pinellas Park   |   Safety Harbor   |   Saint Petersburg   |   Seminole   |   Tarpon Springs   |  
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