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Community Association Insurance Condo CoOp HOA in Port Saint Lucie, Saint Lucie County, Florida

HIG INSURANCE GROUP

Condominium & HOA Insurance
Apartment Buildings & Condo Conversions
Community Association & Co-op Specialists

407-830-STAR407-830-7827

INSURANCE SOLUTIONS OF AMERICA INC.

Apartment & Condo specialists!
Safety and Drug Programs
Surety bonds

407-332-0029

Frequently Asked Questions about Community Association Insurance Condo CoOp HOA

What does property insurance cover for a condominium association or HOA?
An HOA or condominium association property policy covers building, land, common outdoor area, records, etc. Location, building age, type of roof and other factors impact pricing. more...

What protection does a condo association or HOA's Fidelity Bond offer?
Also called the Crime Bond, the purpose is to refund stolen money. more...

What is the purpose of Equipment Breakdown insurance?
This is most common for condominium associations that have elevators. It does not cover normal wear and tear. It is to protect against damage from lightning strikes and other covered perils. more...

How is the price of Liability Coverage determined?
The premiums for liability policies come from statistics. more...

What does a Commercial General Liability provide to an HOA, a cooperative or a condo association?
Also called the CGL policy, this covers various injuries, slip and falls, etc. Limits are often $1 million per occurrence and $2 million aggregate in a given year. more...

What is the importance of a Director's and Officer's Liability policy?
This policy shields the Board members from being personally liable for most decisions recorded at a Condo Board meeting. more...

Is the insurance premium for Workers Compensation Liability policy of a condo association normally expensive?
Workers Comp Liability is typically inexpensive - less than $1,000. more...

Our HOA already has CGL. Is Umbrella Coverage also a good idea?
When a community association's limits of other liability policies have maxed out, the Umbrella kicks in. more...

What do Florida statutes say about Flood Insurance?
The condominium statute states that a condo association or HOA may carry flood insurance. more...

Port Saint Lucie Community Association Insurance Condo CoOp HOA - Points of Interest:

Port Saint Lucie vendors and contractors have lots of options to network:

  • Port Saint Lucie Chamber of Commerce fosters relations between businesses in St. Lucie and Martin counties.
  • Port Saint Lucie vendors meet managers of multi-family rentals at Southeast Florida Apartment Association - SEFAA
  • Contractors network with managers of condo or homeowner associations throughout Port Saint Lucie, Martin and Palm Beach counties at CAI Gold Coast.
  • IREM South Florida is the premier institute for property management executives in St. Lucie as well as Martin, Palm Beach, Broward and Miami-Dade.
For permits related to Community Association Insurance Condo CoOp HOA in Port Saint Lucie, Port Saint Lucie Permits Division is your resource.

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Community Association Insurance Condo CoOp HOA serving Saint Lucie County, which includes:
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