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Community Association Insurance Condo CoOp HOA in Lakeland, Polk County, Florida

HIG INSURANCE GROUP

Condominium & HOA Insurance
Apartment Buildings & Condo Conversions
Community Association & Co-op Specialists

407-830-STAR407-830-7827

KYLE W PETERSON INSURANCE INC.

Commercial residential - auto
352-567-9771

MULLING INSURANCE AGENCY INC.

Business, personal, auto, life,health
Since 1957
Family managed

1-800-777-2962863-967-4454

Frequently Asked Questions about Community Association Insurance Condo CoOp HOA

What does property insurance cover for a condominium association or HOA?
An HOA or condominium association property policy covers building, land, common outdoor area, records, etc. Location, building age, type of roof and other factors impact pricing. more...

What protection does a condo association or HOA's Fidelity Bond offer?
Also called the Crime Bond, the purpose is to refund stolen money. more...

What is the purpose of Equipment Breakdown insurance?
This is most common for condominium associations that have elevators. It does not cover normal wear and tear. It is to protect against damage from lightning strikes and other covered perils. more...

How is the price of Liability Coverage determined?
The premiums for liability policies come from statistics. more...

What does a Commercial General Liability provide to an HOA, a cooperative or a condo association?
Also called the CGL policy, this covers various injuries, slip and falls, etc. Limits are often $1 million per occurrence and $2 million aggregate in a given year. more...

What is the importance of a Director's and Officer's Liability policy?
This policy shields the Board members from being personally liable for most decisions recorded at a Condo Board meeting. more...

Is the insurance premium for Workers Compensation Liability policy of a condo association normally expensive?
Workers Comp Liability is typically inexpensive - less than $1,000. more...

Our HOA already has CGL. Is Umbrella Coverage also a good idea?
When a community association's limits of other liability policies have maxed out, the Umbrella kicks in. more...

What do Florida statutes say about Flood Insurance?
The condominium statute states that a condo association or HOA may carry flood insurance. more...

Lakeland Community Association Insurance Condo CoOp HOA - Points of Interest:

Contractors and vendors looking to network in Polk's most populous city, Lakeland, are in luck:

  • Lakeland Area Chamber of Commerce helps local companies with introductions and with legislation.
  • CAI Mid-Florida meets monthly to discuss important issues and is a great place for contractors to pursue business with community associations.
  • AAGO is the place for subcontractors to meet apartment managers.
  • IREM Central Florida is the premier institute for all types of property managers and high-level vendors.
For permits related to Community Association Insurance Condo CoOp HOA in Lakeland, Lakeland Building Inspection Division is your resource.

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Community Association Insurance Condo CoOp HOA serving Polk County, which includes:
Alturas   |   Auburndale   |   Babson Park   |   Bartow   |   Bowling Green   |   Bradley   |   Clermont   |   Davenport   |   Dundee   |   Eagle Lake   |   Eaton Park   |   Fort Meade   |   Frostproof   |   Haines City   |   Highland City   |   Homeland   |   Indian Lake Estates   |   Kathleen   |   Kissimmee   |   Lake Alfred   |   Lake Hamilton   |   Lake Wales   |   Lakeland   |   Lakeshore   |   Loughman   |   Mulberry   |   Nalcrest   |   Nichols   |   Polk City   |   River Ranch   |   Waverly   |   Winter Haven   |  
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